Does My Insurance Cover a Skin Exam?

Dermatologist performing skin exam on male patient with magnifying glassWhen it comes to taking care of your skin, many patients wonder if insurance will cover the cost of a skin exam. Skin exams are important to maintain and protect your skin health, especially to detect potential issues like skin cancer early on.

At the Dermatology Treatment and Research Center in Dallas, Texas, board-certified dermatologist Dr. Ross Radusky and his team understand this question well and are ready to help. Here’s what to know about insurance coverage and how it might apply to your next visit.

Insurance Coverage for Skin Exams: What to Expect

Insurance coverage for skin exams can vary. In general, insurers tend to cover exams that are medically necessary, such as when you have a specific concern like a changing mole, an unusual rash, or any other skin changes that need attention. These are called “diagnostic” skin exams because they focus on investigating a particular problem as part of a medical assessment.

On the other hand, “preventive” skin exams, which include routine check-ups without any specific issues, may not always be covered. However, some plans recognize the importance of regular skin exams for your overall health, so they might include coverage for routine screenings. 

For questions about insurance coverage or to learn more about our accepted insurances, feel free to reach out to us by calling 972-661-2729We also recommend that you check in with your specific insurance provider about whether preventive skin exams are covered before scheduling your appointment. 

The Importance of Annual Skin Exams

Even if you don’t have immediate concerns, you should plan to get a regular skin exam for your health. Many dermatologists, including Dr. Radusky, recommend annual skin exams as a proactive approach to catch potential skin issues early. Skin cancer, in particular, has a high chance of being treated successfully when found in its early stages.

Connect With Dr. Radusky for Your Skin Health Needs

Dr. Radusky brings years of experience and a patient-centered approach to his practice in Dallas. Whether you’re addressing a specific skin concern or coming in for a routine exam, you can count on knowledgeable support and a personalized experience.

If you’re ready to schedule your skin exam or have more questions about insurance, call the Dermatology Treatment and Research Center at 972-661-2729 to book an appointment with Dr. Radusky today.